Call report 2008Q1
VISALIA COMMUNITY BANK — 2008Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 188,311,000 | USD | evidence → |
| Total loans | 135,729,000 | USD | evidence → |
| Allowance for loan losses | 1,791,000 | USD | evidence → |
| Securities available for sale | 13,408,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,477,000 | USD | evidence → |
| Interest-bearing deposits | 114,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,060,000 | USD | evidence → |
| Equity capital | 17,185,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,867,000 | USD | evidence → |
| Interest expense | 609,000 | USD | evidence → |
| Net interest income | 2,258,000 | USD | evidence → |
| Noninterest income | 739,000 | USD | evidence → |
| Noninterest expense | 2,061,000 | USD | evidence → |
| Provision for loan losses | 147,000 | USD | evidence → |
| Pretax income | 789,000 | USD | evidence → |
| Income tax | 296,000 | USD | evidence → |
| Net income | 493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,991,000 | USD | evidence → |
| Total capital | 18,822,000 | USD | evidence → |
| Risk-weighted assets | 159,020,000 | USD | evidence → |