Call report 2007Q4
VISALIA COMMUNITY BANK — 2007Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,694,000 | USD | evidence → |
| Total loans | 135,402,000 | USD | evidence → |
| Allowance for loan losses | 1,676,000 | USD | evidence → |
| Securities available for sale | 13,434,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,624,000 | USD | evidence → |
| Interest-bearing deposits | 107,029,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,596,000 | USD | evidence → |
| Equity capital | 16,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,134,000 | USD | evidence → |
| Interest expense | 2,781,000 | USD | evidence → |
| Net interest income | 9,353,000 | USD | evidence → |
| Noninterest income | 3,174,000 | USD | evidence → |
| Noninterest expense | 8,126,000 | USD | evidence → |
| Provision for loan losses | 205,000 | USD | evidence → |
| Pretax income | 4,195,000 | USD | evidence → |
| Income tax | 1,621,000 | USD | evidence → |
| Net income | 2,574,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,861,000 | USD | evidence → |
| Total capital | 18,578,000 | USD | evidence → |
| Risk-weighted assets | 159,712,000 | USD | evidence → |