Call report 2007Q3
VISALIA COMMUNITY BANK — 2007Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,170,000 | USD | evidence → |
| Total loans | 138,092,000 | USD | evidence → |
| Allowance for loan losses | 1,806,000 | USD | evidence → |
| Securities available for sale | 16,508,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,724,000 | USD | evidence → |
| Interest-bearing deposits | 110,066,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,658,000 | USD | evidence → |
| Equity capital | 16,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,989,000 | USD | evidence → |
| Interest expense | 2,047,000 | USD | evidence → |
| Net interest income | 6,942,000 | USD | evidence → |
| Noninterest income | 2,366,000 | USD | evidence → |
| Noninterest expense | 6,012,000 | USD | evidence → |
| Provision for loan losses | 111,000 | USD | evidence → |
| Pretax income | 3,184,000 | USD | evidence → |
| Income tax | 1,233,000 | USD | evidence → |
| Net income | 1,951,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,428,000 | USD | evidence → |
| Total capital | 18,319,000 | USD | evidence → |
| Risk-weighted assets | 161,629,000 | USD | evidence → |