Call report 2007Q2
VISALIA COMMUNITY BANK — 2007Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,578,000 | USD | evidence → |
| Total loans | 128,098,000 | USD | evidence → |
| Allowance for loan losses | 1,949,000 | USD | evidence → |
| Securities available for sale | 16,557,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,820,000 | USD | evidence → |
| Interest-bearing deposits | 110,206,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,614,000 | USD | evidence → |
| Equity capital | 16,152,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,742,000 | USD | evidence → |
| Interest expense | 1,290,000 | USD | evidence → |
| Net interest income | 4,452,000 | USD | evidence → |
| Noninterest income | 1,556,000 | USD | evidence → |
| Noninterest expense | 3,964,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 2,037,000 | USD | evidence → |
| Income tax | 786,000 | USD | evidence → |
| Net income | 1,251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,320,000 | USD | evidence → |
| Total capital | 18,222,000 | USD | evidence → |
| Risk-weighted assets | 152,021,000 | USD | evidence → |