Call report 2007Q1
VISALIA COMMUNITY BANK — 2007Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,446,000 | USD | evidence → |
| Total loans | 115,152,000 | USD | evidence → |
| Allowance for loan losses | 2,019,000 | USD | evidence → |
| Securities available for sale | 15,497,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,211,000 | USD | evidence → |
| Interest-bearing deposits | 103,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,479,000 | USD | evidence → |
| Equity capital | 15,745,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,781,000 | USD | evidence → |
| Interest expense | 594,000 | USD | evidence → |
| Net interest income | 2,187,000 | USD | evidence → |
| Noninterest income | 751,000 | USD | evidence → |
| Noninterest expense | 1,984,000 | USD | evidence → |
| Provision for loan losses | -2,000 | USD | evidence → |
| Pretax income | 955,000 | USD | evidence → |
| Income tax | 368,000 | USD | evidence → |
| Net income | 587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,851,000 | USD | evidence → |
| Total capital | 17,631,000 | USD | evidence → |
| Risk-weighted assets | 142,114,000 | USD | evidence → |