Call report 2006Q4
VISALIA COMMUNITY BANK — 2006Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,926,000 | USD | evidence → |
| Total loans | 111,919,000 | USD | evidence → |
| Allowance for loan losses | 2,018,000 | USD | evidence → |
| Securities available for sale | 15,859,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,003,000 | USD | evidence → |
| Interest-bearing deposits | 95,609,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,395,000 | USD | evidence → |
| Equity capital | 15,486,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,210,000 | USD | evidence → |
| Interest expense | 2,114,000 | USD | evidence → |
| Net interest income | 9,096,000 | USD | evidence → |
| Noninterest income | 2,951,000 | USD | evidence → |
| Noninterest expense | 7,884,000 | USD | evidence → |
| Provision for loan losses | 344,000 | USD | evidence → |
| Pretax income | 3,819,000 | USD | evidence → |
| Income tax | 1,471,000 | USD | evidence → |
| Net income | 2,348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,615,000 | USD | evidence → |
| Total capital | 17,358,000 | USD | evidence → |
| Risk-weighted assets | 139,094,000 | USD | evidence → |