Call report 2006Q3
VISALIA COMMUNITY BANK — 2006Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,632,000 | USD | evidence → |
| Total loans | 112,402,000 | USD | evidence → |
| Allowance for loan losses | 1,945,000 | USD | evidence → |
| Securities available for sale | 15,784,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 148,405,000 | USD | evidence → |
| Interest-bearing deposits | 101,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,240,000 | USD | evidence → |
| Equity capital | 14,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,277,000 | USD | evidence → |
| Interest expense | 1,518,000 | USD | evidence → |
| Net interest income | 6,759,000 | USD | evidence → |
| Noninterest income | 2,215,000 | USD | evidence → |
| Noninterest expense | 5,973,000 | USD | evidence → |
| Provision for loan losses | 260,000 | USD | evidence → |
| Pretax income | 2,741,000 | USD | evidence → |
| Income tax | 1,052,000 | USD | evidence → |
| Net income | 1,689,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,956,000 | USD | evidence → |
| Total capital | 16,684,000 | USD | evidence → |
| Risk-weighted assets | 137,946,000 | USD | evidence → |