Call report 2006Q2
VISALIA COMMUNITY BANK — 2006Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,053,000 | USD | evidence → |
| Total loans | 111,686,000 | USD | evidence → |
| Allowance for loan losses | 1,870,000 | USD | evidence → |
| Securities available for sale | 17,641,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,497,000 | USD | evidence → |
| Interest-bearing deposits | 100,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,074,000 | USD | evidence → |
| Equity capital | 14,405,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,351,000 | USD | evidence → |
| Interest expense | 936,000 | USD | evidence → |
| Net interest income | 4,415,000 | USD | evidence → |
| Noninterest income | 1,476,000 | USD | evidence → |
| Noninterest expense | 3,948,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 1,768,000 | USD | evidence → |
| Income tax | 677,000 | USD | evidence → |
| Net income | 1,091,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,690,000 | USD | evidence → |
| Total capital | 16,404,000 | USD | evidence → |
| Risk-weighted assets | 136,799,000 | USD | evidence → |