Call report 2006Q1
VISALIA COMMUNITY BANK — 2006Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,802,000 | USD | evidence → |
| Total loans | 113,339,000 | USD | evidence → |
| Allowance for loan losses | 1,787,000 | USD | evidence → |
| Securities available for sale | 20,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,933,000 | USD | evidence → |
| Interest-bearing deposits | 104,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,332,000 | USD | evidence → |
| Equity capital | 13,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,605,000 | USD | evidence → |
| Interest expense | 418,000 | USD | evidence → |
| Net interest income | 2,187,000 | USD | evidence → |
| Noninterest income | 742,000 | USD | evidence → |
| Noninterest expense | 1,967,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 882,000 | USD | evidence → |
| Income tax | 338,000 | USD | evidence → |
| Net income | 544,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,144,000 | USD | evidence → |
| Total capital | 15,870,000 | USD | evidence → |
| Risk-weighted assets | 137,870,000 | USD | evidence → |