Call report 2005Q4
VISALIA COMMUNITY BANK — 2005Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,601,000 | USD | evidence → |
| Total loans | 108,572,000 | USD | evidence → |
| Allowance for loan losses | 1,702,000 | USD | evidence → |
| Securities available for sale | 20,367,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,048,000 | USD | evidence → |
| Interest-bearing deposits | 100,953,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,096,000 | USD | evidence → |
| Equity capital | 13,684,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,957,000 | USD | evidence → |
| Interest expense | 1,197,000 | USD | evidence → |
| Net interest income | 7,760,000 | USD | evidence → |
| Noninterest income | 2,907,000 | USD | evidence → |
| Noninterest expense | 7,477,000 | USD | evidence → |
| Provision for loan losses | 242,000 | USD | evidence → |
| Pretax income | 2,916,000 | USD | evidence → |
| Income tax | 1,098,000 | USD | evidence → |
| Net income | 1,818,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,892,000 | USD | evidence → |
| Total capital | 15,592,000 | USD | evidence → |
| Risk-weighted assets | 135,868,000 | USD | evidence → |