Call report 2005Q3
VISALIA COMMUNITY BANK — 2005Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,131,000 | USD | evidence → |
| Total loans | 109,110,000 | USD | evidence → |
| Allowance for loan losses | 1,597,000 | USD | evidence → |
| Securities available for sale | 18,551,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,083,000 | USD | evidence → |
| Interest-bearing deposits | 97,192,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,891,000 | USD | evidence → |
| Equity capital | 13,323,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,498,000 | USD | evidence → |
| Interest expense | 828,000 | USD | evidence → |
| Net interest income | 5,670,000 | USD | evidence → |
| Noninterest income | 2,208,000 | USD | evidence → |
| Noninterest expense | 5,460,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,236,000 | USD | evidence → |
| Income tax | 846,000 | USD | evidence → |
| Net income | 1,390,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,464,000 | USD | evidence → |
| Total capital | 15,149,000 | USD | evidence → |
| Risk-weighted assets | 134,815,000 | USD | evidence → |