Call report 2005Q2
VISALIA COMMUNITY BANK — 2005Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 161,392,000 | USD | evidence → |
| Total loans | 112,290,000 | USD | evidence → |
| Allowance for loan losses | 1,544,000 | USD | evidence → |
| Securities available for sale | 20,445,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,643,000 | USD | evidence → |
| Interest-bearing deposits | 93,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,383,000 | USD | evidence → |
| Equity capital | 13,124,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,185,000 | USD | evidence → |
| Interest expense | 509,000 | USD | evidence → |
| Net interest income | 3,676,000 | USD | evidence → |
| Noninterest income | 1,441,000 | USD | evidence → |
| Noninterest expense | 3,582,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,413,000 | USD | evidence → |
| Income tax | 524,000 | USD | evidence → |
| Net income | 889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,217,000 | USD | evidence → |
| Total capital | 14,876,000 | USD | evidence → |
| Risk-weighted assets | 135,113,000 | USD | evidence → |