Call report 2005Q1
VISALIA COMMUNITY BANK — 2005Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,542,000 | USD | evidence → |
| Total loans | 107,966,000 | USD | evidence → |
| Allowance for loan losses | 1,515,000 | USD | evidence → |
| Securities available for sale | 24,175,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,684,000 | USD | evidence → |
| Interest-bearing deposits | 95,759,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,926,000 | USD | evidence → |
| Equity capital | 12,485,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,995,000 | USD | evidence → |
| Interest expense | 222,000 | USD | evidence → |
| Net interest income | 1,773,000 | USD | evidence → |
| Noninterest income | 706,000 | USD | evidence → |
| Noninterest expense | 1,842,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 592,000 | USD | evidence → |
| Income tax | 211,000 | USD | evidence → |
| Net income | 381,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,709,000 | USD | evidence → |
| Total capital | 14,317,000 | USD | evidence → |
| Risk-weighted assets | 130,261,000 | USD | evidence → |