Call report 2004Q4
VISALIA COMMUNITY BANK — 2004Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,991,000 | USD | evidence → |
| Total loans | 100,198,000 | USD | evidence → |
| Allowance for loan losses | 1,462,000 | USD | evidence → |
| Securities available for sale | 26,177,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,161,000 | USD | evidence → |
| Interest-bearing deposits | 98,368,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,793,000 | USD | evidence → |
| Equity capital | 12,481,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,095,000 | USD | evidence → |
| Interest expense | 819,000 | USD | evidence → |
| Net interest income | 6,276,000 | USD | evidence → |
| Noninterest income | 3,051,000 | USD | evidence → |
| Noninterest expense | 7,065,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 2,079,000 | USD | evidence → |
| Income tax | 766,000 | USD | evidence → |
| Net income | 1,313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,562,000 | USD | evidence → |
| Total capital | 14,105,000 | USD | evidence → |
| Risk-weighted assets | 124,390,000 | USD | evidence → |