Call report 2004Q3
VISALIA COMMUNITY BANK — 2004Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,618,000 | USD | evidence → |
| Total loans | 94,477,000 | USD | evidence → |
| Allowance for loan losses | 1,430,000 | USD | evidence → |
| Securities available for sale | 24,588,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,181,000 | USD | evidence → |
| Interest-bearing deposits | 92,644,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,537,000 | USD | evidence → |
| Equity capital | 12,128,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,178,000 | USD | evidence → |
| Interest expense | 602,000 | USD | evidence → |
| Net interest income | 4,576,000 | USD | evidence → |
| Noninterest income | 2,280,000 | USD | evidence → |
| Noninterest expense | 5,315,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,403,000 | USD | evidence → |
| Income tax | 507,000 | USD | evidence → |
| Net income | 896,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,146,000 | USD | evidence → |
| Total capital | 13,604,000 | USD | evidence → |
| Risk-weighted assets | 116,624,000 | USD | evidence → |