Call report 2004Q2
VISALIA COMMUNITY BANK — 2004Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,538,000 | USD | evidence → |
| Total loans | 96,576,000 | USD | evidence → |
| Allowance for loan losses | 1,431,000 | USD | evidence → |
| Securities available for sale | 18,419,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,478,000 | USD | evidence → |
| Interest-bearing deposits | 89,288,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,190,000 | USD | evidence → |
| Equity capital | 11,824,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,340,000 | USD | evidence → |
| Interest expense | 397,000 | USD | evidence → |
| Net interest income | 2,943,000 | USD | evidence → |
| Noninterest income | 1,531,000 | USD | evidence → |
| Noninterest expense | 3,517,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 864,000 | USD | evidence → |
| Income tax | 305,000 | USD | evidence → |
| Net income | 559,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,003,000 | USD | evidence → |
| Total capital | 13,463,000 | USD | evidence → |
| Risk-weighted assets | 116,782,000 | USD | evidence → |