Call report 2004Q1
VISALIA COMMUNITY BANK — 2004Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 140,583,000 | USD | evidence → |
| Total loans | 91,222,000 | USD | evidence → |
| Allowance for loan losses | 1,394,000 | USD | evidence → |
| Securities available for sale | 15,230,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,520,000 | USD | evidence → |
| Interest-bearing deposits | 87,221,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,299,000 | USD | evidence → |
| Equity capital | 11,748,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,652,000 | USD | evidence → |
| Interest expense | 201,000 | USD | evidence → |
| Net interest income | 1,451,000 | USD | evidence → |
| Noninterest income | 729,000 | USD | evidence → |
| Noninterest expense | 1,748,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 387,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,695,000 | USD | evidence → |
| Total capital | 13,067,000 | USD | evidence → |
| Risk-weighted assets | 109,611,000 | USD | evidence → |