Call report 2003Q4
VISALIA COMMUNITY BANK — 2003Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,250,000 | USD | evidence → |
| Total loans | 90,829,000 | USD | evidence → |
| Allowance for loan losses | 1,316,000 | USD | evidence → |
| Securities available for sale | 15,390,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,469,000 | USD | evidence → |
| Interest-bearing deposits | 83,279,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,191,000 | USD | evidence → |
| Equity capital | 11,627,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,570,000 | USD | evidence → |
| Interest expense | 1,161,000 | USD | evidence → |
| Net interest income | 5,409,000 | USD | evidence → |
| Noninterest income | 3,877,000 | USD | evidence → |
| Noninterest expense | 7,208,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,898,000 | USD | evidence → |
| Income tax | 677,000 | USD | evidence → |
| Net income | 1,221,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,639,000 | USD | evidence → |
| Total capital | 13,000,000 | USD | evidence → |
| Risk-weighted assets | 108,819,000 | USD | evidence → |