Call report 2003Q3
VISALIA COMMUNITY BANK — 2003Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,573,000 | USD | evidence → |
| Total loans | 85,811,000 | USD | evidence → |
| Allowance for loan losses | 1,233,000 | USD | evidence → |
| Securities available for sale | 16,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,037,000 | USD | evidence → |
| Interest-bearing deposits | 91,542,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,495,000 | USD | evidence → |
| Equity capital | 11,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,917,000 | USD | evidence → |
| Interest expense | 945,000 | USD | evidence → |
| Net interest income | 3,972,000 | USD | evidence → |
| Noninterest income | 3,161,000 | USD | evidence → |
| Noninterest expense | 5,571,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,427,000 | USD | evidence → |
| Income tax | 511,000 | USD | evidence → |
| Net income | 916,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,336,000 | USD | evidence → |
| Total capital | 12,658,000 | USD | evidence → |
| Risk-weighted assets | 107,261,000 | USD | evidence → |