Call report 2003Q2
VISALIA COMMUNITY BANK — 2003Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,729,000 | USD | evidence → |
| Total loans | 89,306,000 | USD | evidence → |
| Allowance for loan losses | 1,193,000 | USD | evidence → |
| Securities available for sale | 17,465,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,880,000 | USD | evidence → |
| Interest-bearing deposits | 83,475,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,405,000 | USD | evidence → |
| Equity capital | 11,369,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,286,000 | USD | evidence → |
| Interest expense | 715,000 | USD | evidence → |
| Net interest income | 2,571,000 | USD | evidence → |
| Noninterest income | 2,272,000 | USD | evidence → |
| Noninterest expense | 3,739,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,014,000 | USD | evidence → |
| Income tax | 375,000 | USD | evidence → |
| Net income | 639,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,214,000 | USD | evidence → |
| Total capital | 12,484,000 | USD | evidence → |
| Risk-weighted assets | 105,880,000 | USD | evidence → |