Call report 2003Q1
VISALIA COMMUNITY BANK — 2003Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,213,000 | USD | evidence → |
| Total loans | 83,107,000 | USD | evidence → |
| Allowance for loan losses | 1,196,000 | USD | evidence → |
| Securities available for sale | 11,160,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,516,000 | USD | evidence → |
| Interest-bearing deposits | 83,205,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,311,000 | USD | evidence → |
| Equity capital | 11,076,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,609,000 | USD | evidence → |
| Interest expense | 284,000 | USD | evidence → |
| Net interest income | 1,325,000 | USD | evidence → |
| Noninterest income | 1,103,000 | USD | evidence → |
| Noninterest expense | 1,835,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 548,000 | USD | evidence → |
| Income tax | 208,000 | USD | evidence → |
| Net income | 340,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,915,000 | USD | evidence → |
| Total capital | 12,155,000 | USD | evidence → |
| Risk-weighted assets | 99,151,000 | USD | evidence → |