Call report 2002Q4
VISALIA COMMUNITY BANK — 2002Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,498,000 | USD | evidence → |
| Total loans | 92,554,000 | USD | evidence → |
| Allowance for loan losses | 1,438,000 | USD | evidence → |
| Securities available for sale | 10,536,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,946,000 | USD | evidence → |
| Interest-bearing deposits | 82,526,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,420,000 | USD | evidence → |
| Equity capital | 10,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,688,000 | USD | evidence → |
| Interest expense | 1,509,000 | USD | evidence → |
| Net interest income | 5,179,000 | USD | evidence → |
| Noninterest income | 3,323,000 | USD | evidence → |
| Noninterest expense | 6,811,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 1,625,000 | USD | evidence → |
| Income tax | 600,000 | USD | evidence → |
| Net income | 1,025,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,731,000 | USD | evidence → |
| Total capital | 11,995,000 | USD | evidence → |
| Risk-weighted assets | 100,831,000 | USD | evidence → |