Call report 2002Q3
VISALIA COMMUNITY BANK — 2002Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,097,000 | USD | evidence → |
| Total loans | 88,976,000 | USD | evidence → |
| Allowance for loan losses | 1,423,000 | USD | evidence → |
| Securities available for sale | 9,756,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,089,000 | USD | evidence → |
| Interest-bearing deposits | 84,901,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,188,000 | USD | evidence → |
| Equity capital | 10,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,986,000 | USD | evidence → |
| Interest expense | 1,170,000 | USD | evidence → |
| Net interest income | 3,816,000 | USD | evidence → |
| Noninterest income | 2,359,000 | USD | evidence → |
| Noninterest expense | 4,946,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 1,163,000 | USD | evidence → |
| Income tax | 430,000 | USD | evidence → |
| Net income | 733,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,443,000 | USD | evidence → |
| Total capital | 11,700,000 | USD | evidence → |
| Risk-weighted assets | 100,387,000 | USD | evidence → |