Call report 2015Q4
RAMSEY NATIONAL BANK — 2015Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,503,000 | USD | evidence → |
| Total loans | 194,656,000 | USD | evidence → |
| Allowance for loan losses | 2,377,000 | USD | evidence → |
| Securities available for sale | 53,234,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,121,000 | USD | evidence → |
| Interest-bearing deposits | 183,621,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,500,000 | USD | evidence → |
| Equity capital | 30,970,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,540,000 | USD | evidence → |
| Interest expense | 1,190,000 | USD | evidence → |
| Net interest income | 9,350,000 | USD | evidence → |
| Noninterest income | 1,419,000 | USD | evidence → |
| Noninterest expense | 6,193,000 | USD | evidence → |
| Provision for loan losses | -685,000 | USD | evidence → |
| Pretax income | 5,269,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,269,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,909,000 | USD | evidence → |
| Total capital | 32,286,000 | USD | evidence → |
| Risk-weighted assets | 192,907,000 | USD | evidence → |