Call report 2015Q3
RAMSEY NATIONAL BANK — 2015Q3
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,908,000 | USD | evidence → |
| Total loans | 196,492,000 | USD | evidence → |
| Allowance for loan losses | 2,403,000 | USD | evidence → |
| Securities available for sale | 57,212,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,875,000 | USD | evidence → |
| Interest-bearing deposits | 183,277,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,598,000 | USD | evidence → |
| Equity capital | 32,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,859,000 | USD | evidence → |
| Interest expense | 898,000 | USD | evidence → |
| Net interest income | 6,961,000 | USD | evidence → |
| Noninterest income | 1,012,000 | USD | evidence → |
| Noninterest expense | 4,453,000 | USD | evidence → |
| Provision for loan losses | -685,000 | USD | evidence → |
| Pretax income | 4,207,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,971,000 | USD | evidence → |
| Total capital | 33,374,000 | USD | evidence → |
| Risk-weighted assets | 194,000,000 | USD | evidence → |