Call report 2016Q1
RAMSEY NATIONAL BANK — 2016Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 257,899,000 | USD | evidence → |
| Total loans | 185,789,000 | USD | evidence → |
| Allowance for loan losses | 2,208,000 | USD | evidence → |
| Securities available for sale | 51,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,018,000 | USD | evidence → |
| Interest-bearing deposits | 182,182,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,836,000 | USD | evidence → |
| Equity capital | 31,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,544,000 | USD | evidence → |
| Interest expense | 285,000 | USD | evidence → |
| Net interest income | 2,259,000 | USD | evidence → |
| Noninterest income | 342,000 | USD | evidence → |
| Noninterest expense | 1,554,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 687,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 687,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,176,000 | USD | evidence → |
| Total capital | 32,384,000 | USD | evidence → |
| Risk-weighted assets | 182,245,000 | USD | evidence → |