Call report 2015Q2
RAMSEY NATIONAL BANK — 2015Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 264,857,000 | USD | evidence → |
| Total loans | 192,357,000 | USD | evidence → |
| Allowance for loan losses | 2,383,000 | USD | evidence → |
| Securities available for sale | 60,264,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,930,000 | USD | evidence → |
| Interest-bearing deposits | 187,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,622,000 | USD | evidence → |
| Equity capital | 31,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,138,000 | USD | evidence → |
| Interest expense | 600,000 | USD | evidence → |
| Net interest income | 4,538,000 | USD | evidence → |
| Noninterest income | 660,000 | USD | evidence → |
| Noninterest expense | 2,982,000 | USD | evidence → |
| Provision for loan losses | -685,000 | USD | evidence → |
| Pretax income | 2,903,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,903,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,124,000 | USD | evidence → |
| Total capital | 32,493,000 | USD | evidence → |
| Risk-weighted assets | 189,516,000 | USD | evidence → |