Call report 2015Q1
RAMSEY NATIONAL BANK — 2015Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,409,000 | USD | evidence → |
| Total loans | 183,554,000 | USD | evidence → |
| Allowance for loan losses | 2,342,000 | USD | evidence → |
| Securities available for sale | 61,865,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,091,000 | USD | evidence → |
| Interest-bearing deposits | 188,916,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,175,000 | USD | evidence → |
| Equity capital | 30,783,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,556,000 | USD | evidence → |
| Interest expense | 300,000 | USD | evidence → |
| Net interest income | 2,256,000 | USD | evidence → |
| Noninterest income | 316,000 | USD | evidence → |
| Noninterest expense | 1,517,000 | USD | evidence → |
| Provision for loan losses | -685,000 | USD | evidence → |
| Pretax income | 1,742,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,742,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,382,000 | USD | evidence → |
| Total capital | 31,658,000 | USD | evidence → |
| Risk-weighted assets | 182,022,000 | USD | evidence → |