Call report 2014Q4
RAMSEY NATIONAL BANK — 2014Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,273,000 | USD | evidence → |
| Total loans | 190,310,000 | USD | evidence → |
| Allowance for loan losses | 2,324,000 | USD | evidence → |
| Securities available for sale | 65,766,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,718,000 | USD | evidence → |
| Interest-bearing deposits | 184,378,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,340,000 | USD | evidence → |
| Equity capital | 29,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,291,000 | USD | evidence → |
| Interest expense | 1,277,000 | USD | evidence → |
| Net interest income | 9,014,000 | USD | evidence → |
| Noninterest income | 1,507,000 | USD | evidence → |
| Noninterest expense | 6,078,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,443,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,443,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,097,000 | USD | evidence → |
| Total capital | 30,421,000 | USD | evidence → |
| Risk-weighted assets | 188,209,000 | USD | evidence → |