Call report 2013Q1
RAMSEY NATIONAL BANK — 2013Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,704,000 | USD | evidence → |
| Total loans | 156,369,000 | USD | evidence → |
| Allowance for loan losses | 1,827,000 | USD | evidence → |
| Securities available for sale | 67,557,000 | USD | evidence → |
| Securities held to maturity | 41,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,930,000 | USD | evidence → |
| Interest-bearing deposits | 194,552,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,378,000 | USD | evidence → |
| Equity capital | 26,742,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,494,000 | USD | evidence → |
| Interest expense | 411,000 | USD | evidence → |
| Net interest income | 2,083,000 | USD | evidence → |
| Noninterest income | 312,000 | USD | evidence → |
| Noninterest expense | 1,401,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 994,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 956,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,143,000 | USD | evidence → |
| Total capital | 26,970,000 | USD | evidence → |
| Risk-weighted assets | 153,012,000 | USD | evidence → |