Call report 2013Q2
RAMSEY NATIONAL BANK — 2013Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 258,685,000 | USD | evidence → |
| Total loans | 161,796,000 | USD | evidence → |
| Allowance for loan losses | 1,899,000 | USD | evidence → |
| Securities available for sale | 73,978,000 | USD | evidence → |
| Securities held to maturity | 41,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,315,000 | USD | evidence → |
| Interest-bearing deposits | 187,227,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,088,000 | USD | evidence → |
| Equity capital | 26,469,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,884,000 | USD | evidence → |
| Interest expense | 790,000 | USD | evidence → |
| Net interest income | 4,094,000 | USD | evidence → |
| Noninterest income | 631,000 | USD | evidence → |
| Noninterest expense | 2,788,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,937,000 | USD | evidence → |
| Income tax | -117,000 | USD | evidence → |
| Net income | 2,054,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,809,000 | USD | evidence → |
| Total capital | 27,708,000 | USD | evidence → |
| Risk-weighted assets | 162,352,000 | USD | evidence → |