Call report 2012Q4
RAMSEY NATIONAL BANK — 2012Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,175,000 | USD | evidence → |
| Total loans | 168,708,000 | USD | evidence → |
| Allowance for loan losses | 1,852,000 | USD | evidence → |
| Securities available for sale | 71,347,000 | USD | evidence → |
| Securities held to maturity | 59,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,101,000 | USD | evidence → |
| Interest-bearing deposits | 180,722,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,379,000 | USD | evidence → |
| Equity capital | 26,167,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,539,000 | USD | evidence → |
| Interest expense | 1,812,000 | USD | evidence → |
| Net interest income | 8,727,000 | USD | evidence → |
| Noninterest income | 1,488,000 | USD | evidence → |
| Noninterest expense | 5,666,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 4,508,000 | USD | evidence → |
| Income tax | 374,000 | USD | evidence → |
| Net income | 4,134,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,619,000 | USD | evidence → |
| Total capital | 26,471,000 | USD | evidence → |
| Risk-weighted assets | 166,273,000 | USD | evidence → |