Call report 2012Q1
RAMSEY NATIONAL BANK — 2012Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,099,000 | USD | evidence → |
| Total loans | 159,804,000 | USD | evidence → |
| Allowance for loan losses | 1,990,000 | USD | evidence → |
| Securities available for sale | 66,194,000 | USD | evidence → |
| Securities held to maturity | 59,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 217,936,000 | USD | evidence → |
| Interest-bearing deposits | 178,688,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,248,000 | USD | evidence → |
| Equity capital | 25,133,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,554,000 | USD | evidence → |
| Interest expense | 476,000 | USD | evidence → |
| Net interest income | 2,078,000 | USD | evidence → |
| Noninterest income | 316,000 | USD | evidence → |
| Noninterest expense | 1,353,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,041,000 | USD | evidence → |
| Income tax | 84,000 | USD | evidence → |
| Net income | 957,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,410,000 | USD | evidence → |
| Total capital | 25,339,000 | USD | evidence → |
| Risk-weighted assets | 155,691,000 | USD | evidence → |