Call report 2012Q2
RAMSEY NATIONAL BANK — 2012Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,718,000 | USD | evidence → |
| Total loans | 175,557,000 | USD | evidence → |
| Allowance for loan losses | 1,994,000 | USD | evidence → |
| Securities available for sale | 67,326,000 | USD | evidence → |
| Securities held to maturity | 59,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,220,000 | USD | evidence → |
| Interest-bearing deposits | 174,527,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,693,000 | USD | evidence → |
| Equity capital | 25,706,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,189,000 | USD | evidence → |
| Interest expense | 942,000 | USD | evidence → |
| Net interest income | 4,247,000 | USD | evidence → |
| Noninterest income | 746,000 | USD | evidence → |
| Noninterest expense | 2,733,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,294,000 | USD | evidence → |
| Income tax | 203,000 | USD | evidence → |
| Net income | 2,091,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,100,000 | USD | evidence → |
| Total capital | 26,094,000 | USD | evidence → |
| Risk-weighted assets | 175,056,000 | USD | evidence → |