Call report 2011Q4
RAMSEY NATIONAL BANK — 2011Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,087,000 | USD | evidence → |
| Total loans | 169,464,000 | USD | evidence → |
| Allowance for loan losses | 1,981,000 | USD | evidence → |
| Securities available for sale | 52,269,000 | USD | evidence → |
| Securities held to maturity | 75,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,646,000 | USD | evidence → |
| Interest-bearing deposits | 167,535,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,111,000 | USD | evidence → |
| Equity capital | 24,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,716,000 | USD | evidence → |
| Interest expense | 2,130,000 | USD | evidence → |
| Net interest income | 8,586,000 | USD | evidence → |
| Noninterest income | 1,393,000 | USD | evidence → |
| Noninterest expense | 5,737,000 | USD | evidence → |
| Provision for loan losses | 392,000 | USD | evidence → |
| Pretax income | 3,910,000 | USD | evidence → |
| Income tax | 223,000 | USD | evidence → |
| Net income | 3,687,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,885,000 | USD | evidence → |
| Total capital | 24,866,000 | USD | evidence → |
| Risk-weighted assets | 165,724,000 | USD | evidence → |