Call report 2009Q3
RAMSEY NATIONAL BANK — 2009Q3
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 199,328,000 | USD | evidence → |
| Total loans | 164,469,000 | USD | evidence → |
| Allowance for loan losses | 2,428,000 | USD | evidence → |
| Securities available for sale | 18,456,000 | USD | evidence → |
| Securities held to maturity | 103,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,485,000 | USD | evidence → |
| Interest-bearing deposits | 138,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,795,000 | USD | evidence → |
| Equity capital | 21,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,403,000 | USD | evidence → |
| Interest expense | 2,181,000 | USD | evidence → |
| Net interest income | 5,222,000 | USD | evidence → |
| Noninterest income | 957,000 | USD | evidence → |
| Noninterest expense | 4,218,000 | USD | evidence → |
| Provision for loan losses | 1,122,000 | USD | evidence → |
| Pretax income | 839,000 | USD | evidence → |
| Income tax | 48,000 | USD | evidence → |
| Net income | 791,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,908,000 | USD | evidence → |
| Total capital | 21,928,000 | USD | evidence → |
| Risk-weighted assets | 161,156,000 | USD | evidence → |