Call report 2009Q2
RAMSEY NATIONAL BANK — 2009Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,977,000 | USD | evidence → |
| Total loans | 160,961,000 | USD | evidence → |
| Allowance for loan losses | 2,390,000 | USD | evidence → |
| Securities available for sale | 18,438,000 | USD | evidence → |
| Securities held to maturity | 103,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,222,000 | USD | evidence → |
| Interest-bearing deposits | 132,818,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,404,000 | USD | evidence → |
| Equity capital | 21,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,800,000 | USD | evidence → |
| Interest expense | 1,470,000 | USD | evidence → |
| Net interest income | 3,330,000 | USD | evidence → |
| Noninterest income | 645,000 | USD | evidence → |
| Noninterest expense | 2,661,000 | USD | evidence → |
| Provision for loan losses | 882,000 | USD | evidence → |
| Pretax income | 432,000 | USD | evidence → |
| Income tax | -11,000 | USD | evidence → |
| Net income | 443,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,877,000 | USD | evidence → |
| Total capital | 21,846,000 | USD | evidence → |
| Risk-weighted assets | 157,120,000 | USD | evidence → |