Call report 2009Q4
RAMSEY NATIONAL BANK — 2009Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,315,000 | USD | evidence → |
| Total loans | 167,821,000 | USD | evidence → |
| Allowance for loan losses | 1,906,000 | USD | evidence → |
| Securities available for sale | 18,664,000 | USD | evidence → |
| Securities held to maturity | 103,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,686,000 | USD | evidence → |
| Interest-bearing deposits | 140,887,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,799,000 | USD | evidence → |
| Equity capital | 21,810,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,062,000 | USD | evidence → |
| Interest expense | 2,889,000 | USD | evidence → |
| Net interest income | 7,173,000 | USD | evidence → |
| Noninterest income | 1,318,000 | USD | evidence → |
| Noninterest expense | 5,696,000 | USD | evidence → |
| Provision for loan losses | 1,247,000 | USD | evidence → |
| Pretax income | 1,548,000 | USD | evidence → |
| Income tax | 98,000 | USD | evidence → |
| Net income | 1,450,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,278,000 | USD | evidence → |
| Total capital | 22,184,000 | USD | evidence → |
| Risk-weighted assets | 164,510,000 | USD | evidence → |