Call report 2009Q1
RAMSEY NATIONAL BANK — 2009Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,742,000 | USD | evidence → |
| Total loans | 157,666,000 | USD | evidence → |
| Allowance for loan losses | 2,170,000 | USD | evidence → |
| Securities available for sale | 18,961,000 | USD | evidence → |
| Securities held to maturity | 103,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,018,000 | USD | evidence → |
| Interest-bearing deposits | 135,285,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,733,000 | USD | evidence → |
| Equity capital | 21,767,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,336,000 | USD | evidence → |
| Interest expense | 752,000 | USD | evidence → |
| Net interest income | 1,584,000 | USD | evidence → |
| Noninterest income | 347,000 | USD | evidence → |
| Noninterest expense | 1,262,000 | USD | evidence → |
| Provision for loan losses | 351,000 | USD | evidence → |
| Pretax income | 318,000 | USD | evidence → |
| Income tax | -15,000 | USD | evidence → |
| Net income | 333,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,085,000 | USD | evidence → |
| Total capital | 22,023,000 | USD | evidence → |
| Risk-weighted assets | 154,830,000 | USD | evidence → |