Call report 2008Q4
RAMSEY NATIONAL BANK — 2008Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 188,671,000 | USD | evidence → |
| Total loans | 158,903,000 | USD | evidence → |
| Allowance for loan losses | 1,809,000 | USD | evidence → |
| Securities available for sale | 19,042,000 | USD | evidence → |
| Securities held to maturity | 116,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,866,000 | USD | evidence → |
| Interest-bearing deposits | 125,112,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,754,000 | USD | evidence → |
| Equity capital | 21,856,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,021,000 | USD | evidence → |
| Interest expense | 3,662,000 | USD | evidence → |
| Net interest income | 7,359,000 | USD | evidence → |
| Noninterest income | 1,459,000 | USD | evidence → |
| Noninterest expense | 5,215,000 | USD | evidence → |
| Provision for loan losses | 431,000 | USD | evidence → |
| Pretax income | 3,175,000 | USD | evidence → |
| Income tax | 506,000 | USD | evidence → |
| Net income | 2,669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,093,000 | USD | evidence → |
| Total capital | 21,902,000 | USD | evidence → |
| Risk-weighted assets | 155,553,000 | USD | evidence → |