Call report 2008Q3
RAMSEY NATIONAL BANK — 2008Q3
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,673,000 | USD | evidence → |
| Total loans | 158,657,000 | USD | evidence → |
| Allowance for loan losses | 1,582,000 | USD | evidence → |
| Securities available for sale | 18,275,000 | USD | evidence → |
| Securities held to maturity | 116,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,104,000 | USD | evidence → |
| Interest-bearing deposits | 124,910,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,194,000 | USD | evidence → |
| Equity capital | 21,207,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,112,000 | USD | evidence → |
| Interest expense | 2,828,000 | USD | evidence → |
| Net interest income | 5,284,000 | USD | evidence → |
| Noninterest income | 1,094,000 | USD | evidence → |
| Noninterest expense | 3,836,000 | USD | evidence → |
| Provision for loan losses | 161,000 | USD | evidence → |
| Pretax income | 2,384,000 | USD | evidence → |
| Income tax | 456,000 | USD | evidence → |
| Net income | 1,928,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,889,000 | USD | evidence → |
| Total capital | 21,471,000 | USD | evidence → |
| Risk-weighted assets | 155,529,000 | USD | evidence → |