Call report 2008Q2
RAMSEY NATIONAL BANK — 2008Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,581,000 | USD | evidence → |
| Total loans | 147,275,000 | USD | evidence → |
| Allowance for loan losses | 1,627,000 | USD | evidence → |
| Securities available for sale | 18,278,000 | USD | evidence → |
| Securities held to maturity | 116,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,665,000 | USD | evidence → |
| Interest-bearing deposits | 128,121,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,544,000 | USD | evidence → |
| Equity capital | 20,663,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,442,000 | USD | evidence → |
| Interest expense | 1,928,000 | USD | evidence → |
| Net interest income | 3,514,000 | USD | evidence → |
| Noninterest income | 670,000 | USD | evidence → |
| Noninterest expense | 2,555,000 | USD | evidence → |
| Provision for loan losses | 161,000 | USD | evidence → |
| Pretax income | 1,468,000 | USD | evidence → |
| Income tax | 384,000 | USD | evidence → |
| Net income | 1,084,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,495,000 | USD | evidence → |
| Total capital | 21,122,000 | USD | evidence → |
| Risk-weighted assets | 146,907,000 | USD | evidence → |