Call report 2008Q1
RAMSEY NATIONAL BANK — 2008Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,843,000 | USD | evidence → |
| Total loans | 145,368,000 | USD | evidence → |
| Allowance for loan losses | 1,742,000 | USD | evidence → |
| Securities available for sale | 18,759,000 | USD | evidence → |
| Securities held to maturity | 116,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,886,000 | USD | evidence → |
| Interest-bearing deposits | 128,241,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,645,000 | USD | evidence → |
| Equity capital | 20,857,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,769,000 | USD | evidence → |
| Interest expense | 1,035,000 | USD | evidence → |
| Net interest income | 1,734,000 | USD | evidence → |
| Noninterest income | 347,000 | USD | evidence → |
| Noninterest expense | 1,266,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 815,000 | USD | evidence → |
| Income tax | 360,000 | USD | evidence → |
| Net income | 455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,218,000 | USD | evidence → |
| Total capital | 20,960,000 | USD | evidence → |
| Risk-weighted assets | 145,525,000 | USD | evidence → |