Call report 2007Q4
RAMSEY NATIONAL BANK — 2007Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,205,000 | USD | evidence → |
| Total loans | 144,670,000 | USD | evidence → |
| Allowance for loan losses | 1,819,000 | USD | evidence → |
| Securities available for sale | 18,372,000 | USD | evidence → |
| Securities held to maturity | 128,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,695,000 | USD | evidence → |
| Interest-bearing deposits | 122,175,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,520,000 | USD | evidence → |
| Equity capital | 20,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,887,000 | USD | evidence → |
| Interest expense | 5,285,000 | USD | evidence → |
| Net interest income | 6,602,000 | USD | evidence → |
| Noninterest income | 1,323,000 | USD | evidence → |
| Noninterest expense | 5,142,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 2,723,000 | USD | evidence → |
| Income tax | 1,044,000 | USD | evidence → |
| Net income | 1,679,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,129,000 | USD | evidence → |
| Total capital | 20,948,000 | USD | evidence → |
| Risk-weighted assets | 145,479,000 | USD | evidence → |