Call report 2007Q1
RAMSEY NATIONAL BANK — 2007Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,263,000 | USD | evidence → |
| Total loans | 140,770,000 | USD | evidence → |
| Allowance for loan losses | 1,835,000 | USD | evidence → |
| Securities available for sale | 18,474,000 | USD | evidence → |
| Securities held to maturity | 128,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,817,000 | USD | evidence → |
| Interest-bearing deposits | 126,714,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,103,000 | USD | evidence → |
| Equity capital | 20,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,918,000 | USD | evidence → |
| Interest expense | 1,383,000 | USD | evidence → |
| Net interest income | 1,535,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 1,267,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 573,000 | USD | evidence → |
| Income tax | 171,000 | USD | evidence → |
| Net income | 402,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,048,000 | USD | evidence → |
| Total capital | 20,797,000 | USD | evidence → |
| Risk-weighted assets | 140,481,000 | USD | evidence → |