Call report 2006Q4
RAMSEY NATIONAL BANK — 2006Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,753,000 | USD | evidence → |
| Total loans | 141,056,000 | USD | evidence → |
| Allowance for loan losses | 1,809,000 | USD | evidence → |
| Securities available for sale | 18,467,000 | USD | evidence → |
| Securities held to maturity | 140,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,309,000 | USD | evidence → |
| Interest-bearing deposits | 122,650,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,659,000 | USD | evidence → |
| Equity capital | 19,700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,924,000 | USD | evidence → |
| Interest expense | 4,796,000 | USD | evidence → |
| Net interest income | 6,128,000 | USD | evidence → |
| Noninterest income | 1,368,000 | USD | evidence → |
| Noninterest expense | 5,117,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,229,000 | USD | evidence → |
| Income tax | 735,000 | USD | evidence → |
| Net income | 1,494,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,619,000 | USD | evidence → |
| Total capital | 20,383,000 | USD | evidence → |
| Risk-weighted assets | 140,988,000 | USD | evidence → |