Call report 2007Q2
RAMSEY NATIONAL BANK — 2007Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,702,000 | USD | evidence → |
| Total loans | 141,603,000 | USD | evidence → |
| Allowance for loan losses | 1,843,000 | USD | evidence → |
| Securities available for sale | 18,047,000 | USD | evidence → |
| Securities held to maturity | 128,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,237,000 | USD | evidence → |
| Interest-bearing deposits | 122,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,215,000 | USD | evidence → |
| Equity capital | 20,232,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,968,000 | USD | evidence → |
| Interest expense | 2,718,000 | USD | evidence → |
| Net interest income | 3,250,000 | USD | evidence → |
| Noninterest income | 641,000 | USD | evidence → |
| Noninterest expense | 2,527,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,304,000 | USD | evidence → |
| Income tax | 419,000 | USD | evidence → |
| Net income | 885,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,259,000 | USD | evidence → |
| Total capital | 21,018,000 | USD | evidence → |
| Risk-weighted assets | 140,655,000 | USD | evidence → |