Call report 2005Q1
RAMSEY NATIONAL BANK — 2005Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,019,000 | USD | evidence → |
| Total loans | 107,841,000 | USD | evidence → |
| Allowance for loan losses | 1,644,000 | USD | evidence → |
| Securities available for sale | 20,498,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,908,000 | USD | evidence → |
| Interest-bearing deposits | 108,226,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,682,000 | USD | evidence → |
| Equity capital | 18,113,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,874,000 | USD | evidence → |
| Interest expense | 562,000 | USD | evidence → |
| Net interest income | 1,312,000 | USD | evidence → |
| Noninterest income | 326,000 | USD | evidence → |
| Noninterest expense | 1,224,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 414,000 | USD | evidence → |
| Income tax | 121,000 | USD | evidence → |
| Net income | 293,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,909,000 | USD | evidence → |
| Total capital | 18,259,000 | USD | evidence → |
| Risk-weighted assets | 107,687,000 | USD | evidence → |