Call report 2005Q2
RAMSEY NATIONAL BANK — 2005Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,177,000 | USD | evidence → |
| Total loans | 119,245,000 | USD | evidence → |
| Allowance for loan losses | 1,658,000 | USD | evidence → |
| Securities available for sale | 19,135,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,669,000 | USD | evidence → |
| Interest-bearing deposits | 107,891,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,778,000 | USD | evidence → |
| Equity capital | 18,431,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,983,000 | USD | evidence → |
| Interest expense | 1,183,000 | USD | evidence → |
| Net interest income | 2,800,000 | USD | evidence → |
| Noninterest income | 610,000 | USD | evidence → |
| Noninterest expense | 2,484,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 926,000 | USD | evidence → |
| Income tax | 289,000 | USD | evidence → |
| Net income | 637,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,228,000 | USD | evidence → |
| Total capital | 18,696,000 | USD | evidence → |
| Risk-weighted assets | 117,268,000 | USD | evidence → |