Call report 2004Q4
RAMSEY NATIONAL BANK — 2004Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,327,000 | USD | evidence → |
| Total loans | 109,787,000 | USD | evidence → |
| Allowance for loan losses | 1,637,000 | USD | evidence → |
| Securities available for sale | 21,128,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,220,000 | USD | evidence → |
| Interest-bearing deposits | 107,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,956,000 | USD | evidence → |
| Equity capital | 18,077,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,318,000 | USD | evidence → |
| Interest expense | 1,929,000 | USD | evidence → |
| Net interest income | 5,389,000 | USD | evidence → |
| Noninterest income | 1,481,000 | USD | evidence → |
| Noninterest expense | 4,972,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,898,000 | USD | evidence → |
| Income tax | 609,000 | USD | evidence → |
| Net income | 1,289,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,742,000 | USD | evidence → |
| Total capital | 18,111,000 | USD | evidence → |
| Risk-weighted assets | 109,218,000 | USD | evidence → |